Circular Tracker 1-17-2025
A summary of the ISO Circular for January 17, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
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New Hampshire - Allowable Use Of Virtual Claims Adjustment Systems
A discussion of a bulletin published by the NH Insurance Department on virtual claims adjustment systems and unfair claims settlement practices.
Read Full ArticleWear and Tear Exclusion, Mechanical Breakdown Exclusion, and the PAP
In trying to remove vehicle from ditch insured burns up transmission. Is there coverage for the damage to the transmission?
Read Full ArticleMed Pay Coverage for a Go-Cart Accident?
Med Pay Coverage for a Go-Cart Accident? Our insured recently submitted a claim for injuries to their minor son. The son, age five, was operating a…
Read Full ArticlePedestrian Injuries and Uninsured Motorists Coverage
Pedestrian Injuries and Uninsured Motorists Coverage Under the uninsured motorists coverage of the personal auto policy, a family member is an insured.…
Read Full ArticleDiscrimination, Underwriting, and Auto Insurance
This article discusses the issues surrounding the use of credit scoring in personal lines insurance.
Read Full ArticleMed Pay for Driver's Heart Attack?
Med Pay for Driver's Heart Attack? Our personal auto insured had a heart attack while driving his car and had a collision with another vehicle. He was…
Read Full ArticleNevada Supreme Court Adopts Minority Bad Faith Viewpoint
The Nevada Supreme Court adopted a minority bad faith viewpoint in the case Century Surety Co. v. Andrews.
Read Full ArticleHomeowners and Personal Auto Policy—Loss Covered by Both?
Homeowners and Personal Auto Policy—Loss Covered by Both? Our insured borrowed a pickup from his father-in-law, which had a utility trailer attached.…
Read Full ArticleCircular Tracker 1-27-2025
A summary of the ISO Circular for January 27, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
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