Auto Insurance—Primary vs. Excess Coverage
Primary vs. Excess Coverage under Auto Policy We have a question on the primacy of coverage between auto policies of rental car vendors and our insureds.…
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Wheelchair as a Prosthetic Device
Wheelchair as a Prosthetic Device June 11, 2012 Our insured was injured and his wheelchair was damaged in a rollover loss; the wheelchair was strapped…
Read Full ArticleCollision Coverage under a Personal Auto Policy
Collision Coverage Under a Personal Auto Policy Our insured was driving his car down the highway when a tire on the car shredded. Parts of the tire…
Read Full ArticlePersonal Auto Policy Introduction - Archived Article
Personal Auto Policy—Archived Article February, 1996 Introduction—Eligibility Summary: Insurance Services Office (ISO) offers the…
Read Full ArticleWear and Tear Exclusion and Oil Discharge
Wear and Tear Exclusion and Oil Discharge November 18, 2009 Our insured has a PAP and the vehicle in question has physical damage coverage. The insured…
Read Full ArticlePP 03 13 06 98 Coverage for Excess Sound Reproducing Equipment, Audio, Visual and Data Electronic Equipment and Tapes, Records, Discs and Other Media
PP 03 13 06 98 Coverage for Excess Sound Reproducing Equipment, Audio, Visual and Data Electronic Equipment and Tapes, Records, Discs and Other Media, June 1998 Edition
Read Full ArticleCircular Tracker 6-24-2024
A summary of the ISO Circular for June 24, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleFraud of the Week: Adding Additional Drivers with Phony ID
A man adds drivers using forged documents, then tries to sell policies based on the fraud.
Read Full ArticlePolice Department Charges Covered by PAP
Police Department Charges Covered by PAP? I am writing to ask your opinion regarding whether the personal auto policy provides coverage/payment for…
Read Full ArticlePersonal Auto Claim or Homeowners Claim
Personal Auto Claim or Homeowners Claim Our insured has a personal auto policy. After he completed pumping gas into his vehicle, he was returning the…
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