Insurable Interest vs. Ownership
Insurable Interest vs. Ownership Would you please help me with a personal auto question. Our insured is the named insured on his personal auto policy. …
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Med Pay under Auto Policy Applies to Bee Sting?
Our insured is allergic to bee stings and was recently stung by a bee. He was driving himself to the doctor's office for treatment when he passed…
Read Full ArticleGlass Coverage Includes Plexiglas under PAP?
Glass Coverage Includes Plexiglas under PAP? Does coverage for "glass" breakage under personal auto physical damage insurance include Plexiglas? New…
Read Full ArticleCircular Tracker 9-27-2024
A summary of the ISO Circular for September 27, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleWind Damage to Personal Auto
Wind Damage to Personal Auto Our insured has both collision and other than collision coverage on his auto. The facts of the incident are that the insured…
Read Full ArticleLoss Payable Clause on Personal Auto Policy
Loss Payable Clause on Personal Auto Policy Our question is whether, if a loss payee is named on an auto policy, the insurer can arbitrarily pay the…
Read Full ArticleCircular Tracker 4-7-2025
A summary of the ISO Circular for April 7, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleCircular Tracker 3-12-2025
A summary of the ISO Circular for March 12, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleCircular Tracker 1-22-2025
A summary of the ISO Circular for January 22, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleRacing Activities Covered under Personal Auto Policy?
Racing Activities Covered under Personal Auto Policy? One of our insureds takes his street model automobile to the local racetrack on weekends to engage…
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