Insurance Coverage Q&A: What happens if someone vandalizes my gas tank?
Discusses whether putting a substance in a gas tank is covered as vandalism under the personal auto policy.
Read Full ArticleShowing Results For 'Channel: Personal Auto'
Permissive Driver Issue
We have a situation where a 16-year-old boy was driving his 16-year-old girlfriend's vehicle with her permission. They were at school and he asked…
Read Full ArticleLiability for Injury on Motor Home Campsite
Liability for Injury on Motor Home Campsite The insured has a motor home which he drives to a rented campsite for a weekend of pleasure. A third party…
Read Full ArticlePersonal Auto Policy—Part D-Archive
Discusses part D damage to your auto, exclusions, and limits of the personal auto policy 2005 edition.
Read Full ArticleFraud of the Week: Wrecked Vehicle Never Repaired
When the same damaged vehicle is used over and over to file claims.
Read Full ArticleInsurance Coverage Q&A: Snowmobile Coverage for Transportation Expenses
I am reviewing a snowmobile policy with the following contract and endorsement: PP 00 01 01 05, Personal Auto Policy Contract, and PP 03 20 01 05,…
Read Full ArticleCircular Tracker 6-27-2024
A summary of the ISO Circular for June 27, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.
Read Full ArticleNewly Acquired Vehicle Coverage
Newly Acquired Vehicle Coverage Standard language in most auto policies includes a provision for notification to the company of a newly acquired vehicle.…
Read Full ArticleDamage to Husband's Company Car by Wife
Damage to Husband's Company Car by Wife Our insured has two cars—a company car insured by his employer and his wife's car, insured in our…
Read Full ArticleNorth Carolina Raises Minimum Financial Responsibility Limits for Personal Auto
A discussion on a change in financial responsibility laws in North Carolina, effective later this year.
Read Full Article