'Other Insurance' Clause Not a Violation of Pennsylvania's Excess Coverage Framework
Travelers won a case defending the validity of its "Other Insurance" clause and enforcement of a stated UIM limit.
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Personal Auto Carrier's 'Other Insurance' Clause Is Not Unlawful Subrogation
This case discusses whether an insurer's "Other Insurance" clause constitutes unlawful subrogation.
Read Full ArticleLiquidation of FedNat Insurance Company Approved
As FedNat Insurance Company could not complete the May 13 Consent Order to wind down its business, the insurance department filed for and received approval for liquidation of the company.
Read Full ArticleUIM Benefits Owed Based on Ambiguity
A young woman was listed as a "covered insured" on the declarations page of her father's auto policy.
Read Full Article'Use of an Auto' Exclusion Precludes Homeowners Coverage for Drunk Driving
The policyholders tried to argue that the allegations of negligence against them overrode application of the motor vehicle exclusion in their homeowners policy.
Read Full ArticleSurviving and Thriving in a Hard Market
In this guest column by board member Bill Wilson, Bill provides an overview of hard markets, looking at hard markets of the past and the current situation.
Read Full ArticleNELF Files Amicus Brief Supporting Insurer's Denial of IDV Damages
A nonprofit legal firm filed an amicus brief to support an insurer who was sued for denying coverage of the diminished value of a third-party vehicle after covering repairs to that vehicle.
Read Full ArticleBomb Cyclones- What Are They?
A brief explanation of bomb cyclones; what they are and how they form.
Read Full ArticleCompliance With State Law Not Enough to Salvage Illusory UIM Policy
The justices explicitly held that a policy was illusory when the coverage actually afforded by a policy was "extremely minimal and afford[ed] no realistic protection to any group or class of injured persons."
Read Full ArticleFall Onto Trailer Attached to Insured Vehicle Considered an 'Auto Accident'
The auto insurer refused coverage for an injury incurred while exiting a vehicle.
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