Property Damage Occurs when it Manifests Itself

Property Damage Occurs when it Manifests Itself The United States District Court in Florida ruled on a coverage dispute centering around when property…

Bad Faith Ruling Upheld by Texas Appeals Court

In USAA County Mut. Ins. Co. v. Cook, 2007 WL 2332674 (Tex.App.-Houston), the owner of an automobile brought an action against his insurance company…

2005 Litigation Watch

Separation of Insureds Clause Applied to Employer's Liability Exclusion

Separation of Insureds Clause Applied to Employer's Liability Exclusion   August 24, 2015   An umbrella commercial liability brought an action…

UM/UIM Limits of Insurance Dispute

In Blood v. Old Guard Insurance Co., 2007 WL 4119037 (Pa.), the Supreme Court of Pennsylvania determined how an insured's decision to reduce the limits…

Fraudulent Email Scheme Not Covered Under Businessowners Policy

Fraudulent Email Scheme Not Covered Under Businessowners Policy   August 14, 2017   At the beginning of August, the U.S. District Court for…

Umbrella Covers Additional Insured's Sole Negligence

In Evanston Ins. Co. v. ATOFINA Petrochem. Inc., 2008 WL 400394, (Tex. 2008), the Supreme Court of Texas held that excess insurance policies provide…

Pollution Exclusion not Limited to Environmental Pollutants

Pollution Exclusion not Limited to Environmental Pollutants   An issue of coverage arose after homeowners were exposed to carbon monoxide. The…

Exhaustion Clause and Excess Insurer's Liability after Settling for Less than Limits

Exhaustion Clause and Excess Insurer's Liability after Settling for Less than Limits   In Qualcomm, Inc. v. Certain Underwriters At Lloyd’s,…

Breach of Warranty Claims and Contractual Exclusion

Breach of Warranty Claims and Contractual Exclusion   December 5, 2016   The insurer filed a declaratory action against the insured to determine…