Impaired Property Exclusion Application
Impaired Property Exclusion Application December 28, 2015 The insured brought an action against its insurer to recover for breach of the…
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Maintenance or Use of a Vehicle Caused Injuries
In Dougherty v. State Farm Mut. Ins Co., No. A03-1866, 2005 WL 1645631 (Minn. July 14, 2005), the Supreme Court of Minnesota ruled that a driver of…
Read Full ArticleClose Causal Connection between Injury and Premises Sufficient for Coverage
An exclusion on a homeowners policy pertaining to injuries arising out of a premises that is not an insured location applies even if the condition of…
Read Full ArticlePrior Knowledge Clause Prevents Coverage for Embezzlement Losses
Prior Knowledge Clause Prevents Coverage for Embezzlement Losses The insured accounting firm sued a professional liability insurer, alleging…
Read Full ArticleAppraisal Clause Applies in Hail Damage Claim
In Johnson v. State Farm Lloyds, No. 05-05-00640-CV, 2006 WL 3042104 (Tex. App.-Dallas Oct. 27, 2006), a Texas appellate court ruled that a dispute…
Read Full ArticleElectronic Fund Transfer Coverage Dispute
Electronic Fund Transfer Coverage Dispute March 23, 2015 The insured appealed a judgment in favor of the insurer pertaining to a coverage…
Read Full ArticleDog Bite Injuries Not Covered by UM in Mississippi Case
Dog Bite Injuries Not Covered by UM Policy in Mississippi Case In Spencer v. State Farm Mut. Ins. Co., No. 2003-CA-02598-SCT, 2005 WL 107149…
Read Full ArticleReal Estate Manager Must Be in Property Management Activities for CGL Coverage
A Missouri appeals court ruled that a defendant was not engaged in property management activities at the time a dog bite occurred, and thus, was not…
Read Full ArticleJoyriding Nonfamily Member Not Entitled to PIP Benefits
In Allen v. State Farm Mut. Auto Ins. Co., No. 253015, 2005 WL 2438520 (Mich. App. Oct. 4, 2005), a Michigan appeals court ruled that the joyriding…
Read Full ArticleUIM Coverage Based on Insured Vehicle Simply Being Connected with Injury
In Illinois Farmers Ins. Co. v. Marvin, No. A05-874, 2006 WL 120152 (Minn. App. Jan. 17, 2006), a Minnesota appeals court ruled that a party's injuries…
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