Condominium Building Damage Coverage Depends on Policy Wording
Condominium Building Damage Coverage Depends on Policy Wording October 31, 2011 The subject property is a commercial condominium. There is a…
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Property Management Fees a Part of Covered Loss
Property Management Fees a Part of Covered Loss Q I am a public adjuster and many of my clients are represented by property management firms that…
Read Full ArticleOutdoor Signs and Outdoor Fixtures Covered as Commercial Propety?
Outdoor Signs and Outdoor Fixtures Covered as Commercial Property? The commercial property coverage form (CP 00 10) insures outdoor fixtures but excludes…
Read Full ArticleMobile Equipment Exclusion and Traffic Accident
Mobile Equipment Exclusion and Traffic Accident The insured's auger was being transported in the insured's pickup truck. The auger gear box came loose…
Read Full ArticleWorkers Compensation, Uninsured Motorist Coverage, and Subrogation Rights
Workers Compensation, Uninsured Motorist Coverage, and Subrogation Rights A former employee was allegedly injured in an auto accident a few years ago.…
Read Full ArticleDifference between Agreed Value and Functional Building Valuation
Difference between Agreed Value and Functional Building Valuation October 3, 2016 Is there a difference between agreed value and functional building…
Read Full ArticleFood Spoliation Is a Consequential Loss
Food Spoliation Is a Consequential Loss Our insured butcher suffered a spoilage loss due to a recent windstorm that caused the store to loose full power…
Read Full ArticleRented or Occupied Property Covered under CGL Form?
Rented or Occupied Property Covered under CGL Form? Q Our CGL insured is a small electronics manufacturing firm. Frequently, the owner, the named…
Read Full ArticleBusiness Personal Property at Fairs or Exhibitions
Business Personal Property at Fairs or Exhibitions Q Our insured has a retail store but occasionally will display some of the business personal property…
Read Full ArticleBusinessowners—Sanitized Walls and Replacement Cost Coverage
Businessowners — Sanitized Walls and Replacement Cost Coverage Q Our client owns several commercial rental properties. Each of the buildings…
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