Racing or Demolition Exclusion Not Applicable to Emergency Vehicles
Racing or Demolition Exclusion not Applicable to Emergency Vehicles Our insured is involved in a motorsports/race track program. There usually are special…
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Functional Building Evaluation Endorsement as Applied to Partial Loss
Functional Building Evaluation Endorsement as Applied to Partial Loss December 10, 2009 We have written an old church on a standard ISO form with a…
Read Full ArticleChampionship Rings Are Business Personal Property
Championship Rings Are Business Personal Property March 3, 2015 Our insured is a chiropractor specializing in sports medicine who is insured on an ISO…
Read Full ArticlePollutant Damage Caused by Specific Perils Not Excluded
Pollutant Damage Caused by Specific Perils Not Excluded Our insured sustained a loss due to a puff back from their gas-fired furnace. The carrier denied…
Read Full ArticleIncreased Cost of Construction Coverage for Tenant's Improvements and Betterments
Increased Cost of Construction Coverage for Tenant's Improvements and Betterments March 7, 2016 We have an insured tenant presenting a claim under BP…
Read Full ArticleDamage to Your Property or Damage to Your Work
Damage to Your Property or Damage to Your Work September 1, 2014 We insure a businessowners policy with liability coverage form SB 00…
Read Full ArticleEmployer May Be Liable for Death for Lack of Workers Comp Coverage
Employer May Be Held Liable for Death Due to Lack of Workers Comp Coverage November 7, 2016 The insured is a supermarket that has a contract…
Read Full ArticleContractual Interference as Cause of Damage
Contractual Interference as Cause of Damage Q My insured owns a strip shopping center. He has a ground lease with a corporation that allows them to…
Read Full ArticleStorage Fees under Garage Coverage
Storage Fees under Garage Coverage July 2, 2012 Our insured was doing mechanical work on a customer's car and the employee took the vehicle out for…
Read Full ArticleDelivery Coverage under the BAP
Delivery Coverage under the BAP February 9, 2015 Many businesses such as restaurants, delis, and pizza places deliver. Does the non-owned auto coverage…
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