Fixtures and Additions as Building and Contents?
Fixtures and Additions as Building or Contents? Q I am involved in a loss where the landlord supplied movable partitions, which are hard wired into…
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Mobile Equipment Transportation Causes Damage
Mobile Equipment Transportation Causes Damage Our insured was transporting his auger in his pickup truck. The auger gear box came loose (cotter pin…
Read Full ArticleBoiler and Machinery Lightning Damage to Freezer
Boiler and Machinery—Lightning Damage to Freezer—Coverage for Food under Consequential Loss Endorsement? Q Our insured suffered a lightning…
Read Full ArticleFraudulent Acts Covered by Professional Liability Insurance?
Fraudulent Acts Covered by Professional Liability Insurance? One of the exclusions under a lawyers professional liability policy applies to any claim…
Read Full ArticleBusiness Auto and Claimant's Lost Wages
Business Auto and Claimant’s Lost Wages A claim has been presented against our company and our insured for loss of use and lost wages by the…
Read Full ArticleIrrigation System and Steam Boiler Policy
Irrigation System and Steam Boiler Policy We have an insured with a company-specific steam boiler policy. The insured has coverage for direct damage…
Read Full ArticleVehicle Stolen From Valet Parking Service
Vehicle Stolen from Valet Parking Service December 30, 2013 Our insured is an upscale restaurant that provides a valet parking service for customers.…
Read Full ArticleGaragekeepers Coverage for a Stolen Auto
Garagekeepers Coverage for a Stolen Auto Q Our insured is covered by a garagekeepers policy. He was conducting a state inspection on a car, performing…
Read Full ArticleErroneous Delivery and the Business Auto Policy
Erroneous Delivery and the BAP Q Our insured is in the business of retail fuel oil supply. He sells the fuel oil and also delivers it to the customer's…
Read Full ArticleBoiler and Machinery Form—Accident Defined
Boiler and Machinery Form—Accident Defined Q Our insured is a food processor who uses an extruder to process meat for sale. The metal tub that…
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