ATV Included in Property Not Covered Clauses
ATV Included in Property Not Covered Clauses January 10, 2012 Under the Building and Personal Property Coverage form, CP 00 10 04 02, in the property…
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Learned Intermediary Doctrine and the CGL Form
Learned Intermediary Doctrine and the CGL Form Q We are preparing a risk management program for a potential client, a manufacturer of medical devices.…
Read Full ArticleWhat Constitutes a Wind Event
What Constitutes a Wind Event? April 14, 2014 Our policyholder was getting out of their vehicle in a parking lot. The wind takes the door out…
Read Full ArticleBuilders Risk—Value of the Building on the Completion Date
Builders Risk—Value of theBuilding on the Completion Date Q The builders risk coverage form (CP 00 20 04 02) has what amounts to a 100 percent…
Read Full ArticleNonowned Auto or Hired Auto Liability
Nonowned Auto or Hired Auto Liability? Q One of our nonprofit clients let us know that they are paying mileage to members of the nonprofit for the…
Read Full ArticleProducts and Completed Operations Hazard Redefined
Products and Completed Operations Hazard Redefined September 20, 2011 A person goes into a restaurant, consumes and ingests the food, and becomes ill.…
Read Full ArticleFire Fighting Expenses as Property Damage
Fire Fighting Expenses as Property Damage March 21, 2012 Our insured accidentally started a forest fire that caused damage to a third party's forest/prairie.…
Read Full ArticleAsbestos Lawsuit and the CGL Form
Asbestos Lawsuit and the CGL Form Q I insure an installation contractor who has been pulled into an asbestos-related lawsuit. The widow of a man who…
Read Full ArticleTowing Means Use under Farm Policy
Towing Means Use under Farm Policy? We insure a farmer on form FP 00 10 09 94. Included in this policy is coverage E, Scheduled Farm Personal Property.…
Read Full ArticleGolf Course Restoration after a Wind Loss
Wind Loss and Golf Course Restoration Q Recently a heavy wind came through a local golf course and took down a 150 year old, seventy-five foot tree.…
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