Bailees Coverage for Off-Premises Goods
Bailees Coverage for Off-Premises Goods Q Our insured owns a commercial laundry business, but has no on-premises dry cleaning service. To accommodate…
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Property Damage Caused by Mobile Equipment Covered by CGL Form
Property Damage Caused by Mobile Equipment Covered by CGL Form Our insured, a community school district, sponsors the annual Homecoming Parade. On the…
Read Full ArticleMobile Equipment or Auto Under CGL?
Mobile Equipment or Auto Under CGL? Our insured is a road builder. He uses a water truck in his work to dampen the terrain to keep the dust down during…
Read Full ArticleAdditional Insureds as Claimants
Additional Insureds as Claimants Q When we insure clubs for liability, we always add the Additional Insured—Club Members endorsement (CG 20…
Read Full ArticleWarehouseman's Legal Liability Coverage and Notice Requirements
Warehouseman's Legal Liability Coverage and Notice Requirements Q We insure a company that rents storage units to individuals who store their goods…
Read Full ArticlePrompt Notice of Loss in Question
Prompt Notice of Loss in Question July 13, 2010 Our firm was contacted by a senior assisted living apartment complex that just discovered after approximately…
Read Full ArticleRenovation Is Not an Act of Vandalism
Renovation Is Not an Act of Vandalism A building owner discovered that a tenant, who had a lease agreement for two units, renovated the rental space…
Read Full ArticleLiquor Liability Exclusion Applies to Gift?
Liquor Liability Exclusion Applies to Gift? If an executive officer buys a bottle of liquor and gives it to a staff member or other employee as a gift,…
Read Full ArticleEmployee Definition and Interns
Employee Definition and Interns Under the ISO business auto policy, is an intern for a college or school administration considered an employee of the…
Read Full ArticleInstallation Floater Damage
Installation Floater—Damage Coverage? Q Our client, a heating and air conditioning contractor, keeps heating units in his shop that he takes…
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