BOP Coverage for Unfinished Hardwood Flooring Planks
BOP Coverage for Unfinished Hardwood Flooring Planks January 2, 2014 I am an adjuster working on a large commercial apartment building…
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Separation of Insureds Under a CGL Form
Separation of Insureds Under a CGL Form Q Under the CGL form, some of the exclusions refer to "any insured". A discussion has arisen in our office…
Read Full ArticleExtremes of Temperature Exclusion
Extremes of Temperature Exclusion Q Our insured coats fixtures and then passes them through an oven to bake. A sink fell off the oven conveyor belt…
Read Full ArticleEmployee-to-Employee First Aid Liability Under the CGL
First Aid Covered under CGL Form? Q Is there coverage under the standard commercial general liability coverage form if an employee performs first…
Read Full ArticleFracking and Injection Well Regulations
Fracking and Injection Well Regulations State-by-State Analysis (Local Jurisdictions have additional requirements and bans that should be checked)…
Read Full ArticleColleges or Schools Endorsement Affects General Liability Coverage
Colleges or Schools Endorsement Affects General Liability Coverage Our insured is a school and the school has a gym. The school rents the gym to several…
Read Full ArticleFungi or Bacteria Coverage Question
Fungi or Bacteria Coverage Question Our insured is a pest control business. Endorsement CG 24 25, limited fungi or bacteria coverage, is attached to…
Read Full ArticleEffect of Vacancy Clause on Theft Claim
Effect of Vacancy Clause on Theft Claim April 15, 2013 Our insured owns a large free standing office/warehouse building. The tenant…
Read Full ArticleComputer and Media Coverage under an Inland Marine Form
Computer and Media Coverage under an Inland Marine Form May 3, 2010 I am currently quoting for a client who has a Computers and Media form that reads…
Read Full ArticleDrive Other Car Coverage Subject to a Deductible?
Drive Other Car Coverage Subject to a Deductible? Our insured has a business auto policy with endorsement CA 99 10, drive other car coverage, attached.…
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