Sprinkler System Covered under Commercial Property Policy?
Sprinkler System Covered under Commercial Property Policy? Q Our insured has ISO commercial property form CP 00 10 10 91 with open perils causes of…
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Third Party Property Damage Claim
Third Party Property Damage Claim November 30, 2015 We are currently handling a third party property damage claim under Business Owners Liability Coverage…
Read Full ArticleFuneral Directors Liability, Auto Accidents, and Damage to Bodies
Funeral Directors Liability, Auto Accidents, and Damage to Bodies Our insured is a funeral director and has his business insured under a BOP with endorsement…
Read Full ArticleVolunteer Workers Coverage
Volunteer Workers Coverage Q We have questions that were put to us by a not for profit educational organization, and are unsure how to answer. This…
Read Full ArticleMobile Equipment Definition Includes Lunch Wagon?
Mobile Equipment Definition Includes Lunch Wagon? Q We have a question concerning the definition of "mobile equipment" as it appears on the commercial…
Read Full ArticleFixtures Include Modular Office System?
Fixtures Include Modular Office System? Q We have a commercial property client with a CP 00 10 04 02 policy who suffered a loss due to Hurricane Hortense.…
Read Full ArticleGolf Carts, Auto Policy, CGL Form
Golf Carts, Auto Policy, CGL Form In our town, a recent ordinance has been posted that has made golf carts street legal, within certain guidelines and…
Read Full ArticleGKLL Coverage Compared to CGL Coverage
GKLL Coverage Compared to CGL Coverage Our insured is considering moving from one carrier to a new carrier. The insured is a radiator repair and windshield…
Read Full ArticleDamaged Reputation Claim
Damaged Reputation Claim November 5, 2012 This loss involved four full school buses. Our insured school bus rear-ended another school bus into…
Read Full ArticleLoading or Unloading Issue under BAP and CGL Form
Loading or Unloading Issue under BAP and CGL Form Our question is whether a business auto policy or a general liability policy would respond to this…
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