Collapse of Ceiling Covered?
Collapse of Ceiling Covered? The acoustical ceiling in our church kitchen collapsed. The building is insured on a CP 00 10 with CP 10 30 attached. As…
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Personal Comfort Doctrine Explained
Personal Comfort Doctrine Explained Q We know that workers compensation coverage is to apply when an employee is injured in the course of employment.…
Read Full ArticleLosses due to Noncompliance with ADA Requirements Excluded from Coverage under BP 04 46
Losses due to Noncompliance with ADA Requirements Excluded from Coverage under BP 04 46 The policy I am looking at is a BP 04 46 01 96 and contains…
Read Full ArticlePhysical Damage Coverage for Temporary Substitute Vehicle
Physical Damage Coverage — Temporary Substitute Vehicles Q We have a claim in which the insured rented a temporary substitute vehicle while…
Read Full ArticleWear and Tear Exclusion
Wear and Tear Exclusion Q Our insured was operating an insured tractor and the wiring harness from the ignition to the engine was rubbing against…
Read Full ArticlePreservation of Property Additional Coverage and Policy Limits
Preservation of Property Additional Coverage and Policy Limits In the BP 00 03 06 07, under Section 1, Property, A. Coverage, 5. Additional Coverages,…
Read Full ArticleMobile Home Unit Could Be Considered Covered Property under CP 00 10
Mobile Home Unit Could Be Considered Covered Property under CP 00 10 I recently insured a campground and need to know if a mobile home type unit is…
Read Full ArticleWaterproofing Work and Subsequent Property Damage to Basement
Waterproofing Work and Subsequent Property Damage to Basement Under the CG 00 01 10 01, I have the following question: The insured was…
Read Full ArticleFalse Pretense Exclusion and Theft Coverage
False Pretense Exclusion and Theft Coverage June 11, 2012 We would really like your opinion regarding a discussion we have been having with regard to…
Read Full ArticleInsured Contract and Other Insurance
Insured Contract and Other Insurance February 4, 2010 Our insured has the current BAP and endorsement CA 20 54, employee hired autos; the covered auto…
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