Direct Physical Loss under BOP
Direct Physical Loss under BOP June 27, 2011 Our insured accidentally threw away some digital x-ray sensors in the trash. Now, they want to be compensated…
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Damage to Property Exclusion and Carpet Cleaning
Damage to Property Exclusionand Carpet Cleaning Q Our insured, a carpet-cleaning company, carries a standard ISO CGL policy (1998 edition). An employee…
Read Full ArticleCare, Custody, or Control Exclusion and Dropped Trailer
Care, Custody, or Control Exclusion and Dropped Trailer March 21, 2012 Our insured is a stevedoring business. While loading a trailer on a truck, the…
Read Full ArticlePower Surge, Damaged Computers, and Incompatible X-Ray Machines
Power Surge, Damaged Computers, and Incompatible X-Ray Machines November 19, 2012 A power surge destroyed the insured's computers. The insured is a…
Read Full ArticleContractor's Profit Where the Insured Performs Repair
Contractor's Profit Where the Insured Performs Repair Q I insure a company that owns a dry dock that was damaged when a boat tipped onto it. The dry…
Read Full ArticleBuilding Coverage versus Business Personal Property Coverage
Building Coverage versus Business Personal Property Coverage December 1, 2014 Under the Building and Personal Property Form, CP 00 10 06 07, can the…
Read Full ArticlePeculiar Risk Doctrine
Peculiar Risk Doctrine Q One of the coverages that I have recently decided to provide for my clients in California is workers compensation. Reading…
Read Full ArticleDigital Images Destroyed by Fire
Digital Images Destroyed by Fire April 4, 2011 I have a total loss fire being handled under an all risk policy. A portion of the claim is for $3,755…
Read Full ArticleCare, Custody, or Control Issue under Builders Risk Policy
Care, Custody, or Control Issue under Builders Risk Policy December 10, 2009 We have a question about a builders risk form. The insured is bidding a…
Read Full ArticleBoat Dealers Coverage under Marina Operators Form
Boat Dealer's Coverage under Marina Operators Form Q Our insured operates a boat dealership and marina. Coverage is under a Marina Operators form…
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