Inventory Valuation after Fire Loss
Inventory Valuation after Fire Loss Q Our insured suffered an inventory fire loss. We disagree with the insurer about how to calculate the actual…
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Reporting Form Endorsement—No Penalty in Spite of Underreporting
Reporting Form Endorsement— No Penalty in Spite of Underreporting Q Our insured suffered a loss under ISO's building and personal property form…
Read Full ArticleLoading of Truck Causes Claims Conflict Between BAP and CGL Forms
Loading of Truck Causes Claims Conflict Between BAP and CGL Forms Q Our insured is a real estate developer and general contractor. He hired an independent…
Read Full ArticleNonowned and Hired Auto Endorsement Coverage
Nonowned and Hired Auto Endorsement Coverage September 16, 2013 Does the nonowned and hired auto endorsement include within its definition bodily injury…
Read Full ArticleImprovements and Betterments Valuation
Improvements and Betterments Valuation July 13, 2011 I have some questions regarding the application of the language in the standard CP 00 10 in the…
Read Full ArticleWho Pays Deductible on a Builders Risk?
Who Is Responsible for Builders Risk Deductibles? Currently, we have a requirement that the municipality I represent be a named insured on builders'…
Read Full ArticleCare, Custody, or Control Exclusion and BAP Coverage
Care, Custody, or Control Exclusion and BAP Coverage We have a claim under a commercial auto policy involving an insured who parks his commercial vehicle…
Read Full ArticleMobile Equipment or Auto as Cause of Damage
Mobile Equipment or Auto as Cause of Damage Our insured runs a tree service that cuts trees and removes them. He has a boom truck that he uses in his…
Read Full ArticleGlass Loss Deductible Application
Glass Loss Deductible Application Q How is the deductible applied to a glass loss that is covered under a special causes of loss form in the ISO commercial…
Read Full ArticleCare, Custody, or Control Exclusion versus Business Pursuits Exclusion
Care, Custody, or Control Exclusion vs. Business Pursuits Exclusion Q Our insured, vice-president of sales for a large company, has an HO 00 03. We…
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