Storm Damage Raises Deductible Questions
Storm Damage Raises Deductible Questions November 21, 2011 A commercial building sustained wind damage to the roof and interiors as a result of a windstorm.…
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Water Damage Claim to Interior of Building
Water Damage Claim to Interior of Building October 10, 2011 Insured alleges that during Hurricane Irene, contents sustained water damage due to roof…
Read Full ArticleGarage Policy and Coverage for Property of Customer
Garage Policy and Coverage for Property of Customer May 23, 2011 The insured has a garage coverage form with symbol 27 and 30 to describe covered autos.…
Read Full ArticleInsured Contract Coverage under the BAP
Insured Contract Coverage under the BAP May 21, 2012 Our insured has a BAP policy with symbol 1 for liability and symbol 8 for physical damage. An…
Read Full ArticleEmployee Dishonesty Coverage and Third Parties
Employee Dishonesty Coverageand Third Parties Q We insure a moving and storage company that wants to bond its employees for theft of merchandise from…
Read Full ArticlePollution Exclusion and Clean Up Charges
Pollution Exclusion and Clean Up Charges July 2, 2014 Our insured was hired by a restaurant to clean the hoods, grates, etc. Grease from prepared food…
Read Full ArticleLoading and Unloading Coverage Question
Loading and Unloading Coverage Question Our insured was delivering a desk at the loading dock of the customer when the shipping container which was…
Read Full ArticleExpected or Intended Injury Exclusion
Expected or Intended Injury Exclusion February 4, 2010 Does the expected or intended injury exclusion in the CGL form exclude coverage for assault and…
Read Full ArticleSole Proprietor is Named Insured under CGL Policy
Sole Proprietor Is Named Insured under CGL Policy A woman who is the sole proprietor of a cleaning business broke artwork she was cleaning in a client's…
Read Full ArticleReplacement Cost on New Site
Replacement Cost on New Site Q One of our insureds owns a building that was destroyed by fire. Instead of rebuilding it in the exact same location,…
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