Is Improvements and Betterments Coverage Dependent on Term of Lease?
Improvements and Betterments—Coverage Dependent on Term of Lease? Q Our insured had lightning damage occur to a central air conditioning unit…
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Deductible Subrogation
Deductible Subrogation Question Q Our insureds sustained a large fire loss to their restaurant approximately six years ago. The insurer paid close…
Read Full ArticleMed Pay Coverage for Students
Med Pay Coverage for Students Q What is the eligibility status of Motorcycle Safety School (MSS) participants for medical payments under the CGL policy,…
Read Full ArticleDuties in the Event of Loss Expense in Question
Duties in the Event of Loss Expense in Question A contractor sealed off an area where underhanging roof tiles were blown away by a windstorm and birds…
Read Full ArticleInsured Contract Definition Questions
Insured Contract Definition Questions June 3, 2013 Is there a difference between the CG 00 01 12 04 edition and the CG 00 01 12 07 edition in the definition…
Read Full ArticleTermite Inspections Covered Under CGL Form?
Termite Inspections CoveredUnder CGL Form? Q Our insured owns a termite inspection service. One year ago, our insured inspected a home for some prospective…
Read Full ArticleCross Liability, Additional Insureds, and Separation of Insureds
Cross Liability, Additional Insureds,and the Separation of Insureds Q We have a question about cross liability, additional insureds, and the separation…
Read Full ArticleLost Income Claim under BOP
Lost Income Claim under BOP January 21, 2013 Our client is a tenant insured with a Businessowners form. There was a problem with broken sewage pipes…
Read Full ArticleTrailer Coverage under the BAP
Trailer Coverage under the BAP I have a question about the business auto policy. The policy declares that it covers trailers with a load capacity of…
Read Full ArticleDuty to Notify the Police
Duty to Notify the Police April 2, 2012 Our insured’s business was burglarized; copper welding leads were stolen, and the building was damaged.…
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