Collision Between Two Owned Autos
Collision Between Two Owned Autos Our insured, who has a commercial auto policy using symbol 7 (specifically described autos), rear ended his wife's…
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Towed Vehicle Causes Damage—Which Policy Provides Coverage?
Towed Vehicle Causes Damage—Which Policy Provides Coverage? Our insured is a towing company. It has a standard business auto policy with a garagekeepers…
Read Full ArticleGarage Coverage and Theft
Garage Coverage and Theft We have several questions pertaining to theft losses that have occurred in our insured's garage business. In the first scenario,…
Read Full ArticleBOP Coverage for Damaged Walls
BOP Coverage for Damaged Walls October 20, 2014 We have an insured with a BP 00 03 07 02. The insured suffered damage to two retaining…
Read Full ArticleMortgagee Clause Applied in Foreclosure
Mortgagee Clause Applied in Foreclosure Q We insure a large property valued at over a million dollars. The mortgagee foreclosed on the property. Shortly…
Read Full ArticleCoverage Territory of the CGL Form
Coverage Territory of the CGL Form Q We know that the definition of coverage territory has been revised in the new CGL forms. Does the revision extend…
Read Full ArticleAuto Exclusion, the CGL Form, and Auto Repair
Auto Exclusion, the CGL Form, and Auto Repair This claim situation occurred when our insured, an auto repair shop, installed an incorrect oil filter…
Read Full ArticleDeductible—How to Apply?
Deductible - How to Apply Q We are a public adjusting firm. Our client is a hotel located on the Atlantic coast of North Carolina . The hotel is insured…
Read Full ArticleOff-Premises Coverage and Owned, Leased or Operated Exclusion
Off-Premises Coverage and "Owned, Leased or Operated" Exclusion Q Our commercial property policy (CP 00 10) insured went to a customer's location…
Read Full ArticleMed Pay for Injured Bike Rider under HO's Association's Liability Policy?
Med Pay for Injured Bike Rider under HO’s Association’s Liability Policy? I am seeking a coverage opinion based on the following circumstances …
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