Care, Custody, or Control of Tools at Issue in Theft Loss
Care, Custody, or Control of Tools at Issue in Theft Loss July 13, 2010 Our client is insured under CP 00 10 04 02 and CG 00 01 12 07.The insured and…
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Stacking of Coverage on Mobile Equipment
Stacking Of Coverage On Mobile Equipment Q We sometimes insure some scheduled mobile equipment on the business auto coverage form for liability and…
Read Full ArticleHandling of Property Causes Property Damage
Handling of Property Causes Property Damage July 5, 2011 We have a BAP with symbols 8 and 9 for liability coverages. Our insured hired a company to…
Read Full ArticleDoes Building Glass Limitation Apply to Plastics?
Glass Limitation—Apply to Plastics? Q We have a question about whether recovery for a vandalism loss to a plastic skylight in a commercial building…
Read Full ArticleIs Betterment Deduction Allowed in Property Damage Claim?
Is Betterment Deduction Allowed in Property Damage Claim? Our insured has a business auto policy and a claim arose recently wherein an employee backed…
Read Full ArticleLoading and Unloading Claim Covered by Business Auto or CGL Form?
Loading and Unloading Claim Covered by Business Auto or CGL Form? Q Should the business auto or the CGL policy respond to a situation in which a fireplace,…
Read Full ArticleEmployee Lawsuit Covered by CGL Form or WC Policy?
Employee Lawsuit Covered by CGL Form or WC Policy? Q An employee of our insured was injured on the job and received workers compensation benefits.…
Read Full ArticleMedical Payments under CGL Form—Tenants Covered?
Medical Payments under CGL Form — Tenants Covered? Q We have discovered that a number of our carriers consider tenants of an insured as completely…
Read Full ArticleSpoilage of Food as Consequential Loss
Spoilage of Food Still a Consequential Loss Q Our insured's building and contents are insured under commercial property forms CP 00 10 04 02 (Building…
Read Full ArticleDamage to Premises Rented to Others Limit of Insurance
Damage to Premises Rented to Others Limit of Insurance August 23, 2010 Our insured has a businessowners policy. The policy dec page shows the following…
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