Med Pay Thwarted by Workers Comp Incident

Med Pay Thwarted by Workers Comp Incident We have a standard GL policy. The insured owns a 2 story commercial building. Claimant is an employee of a…

Scaffolding Cost Covered by Commercial Property Form?

Scaffolding Cost Covered by Commercial Property Form? Q We provide property insurance for a municipality, written with CP 10 30 04 02 special causes…

Boiler and Machinery Testing Loss

Boiler & Machinery Testing Loss Q Please provide an interpretation of the words "testing" or "tested" as it relates to the boiler and machinery…

Market-specific ISO Forms

Additional Insured Coverage for Vendors

Additional Insured Coverage for Vendors Q We have a question about a denial of coverage based on the wording of an exclusion in endorsement CG 20…

Debris Removal—Is Repair/Replacement Required?

Debris Removal—Is Repair/Replacement Required? Q Our client has a small warehouse insured on a CP 00 10 04 02. The building was completely destroyed…

Barn Not Personal Property under Building and Personal Property Coverage Form

Barn Not Personal Property under Building and Personal Property Coverage Form Under the CP 00 10 04 02, coverage A 1. covered property, a (4), is an…

Damage Caused by Seagulls

Damage Caused by Seagulls November 23, 2015 We have a customer who is currently experiencing damage to a warehouse and the boats being housed inside…

Limit on Coverage of Loss to Stock

     Limit on Coverage of Loss to Stock   August 25, 2014   On the declarations page of a CP 0010 06 07, Building and Personal…

Volunteers as Insureds

Volunteers as Insureds December 27, 2010 The CGL form states that volunteers are insureds while performing duties related to the conduct of the named…