Watercraft Exclusion on the CGL Form
Watercraft Exclusion on the CGL Form Q We have a coverage question concerning exclusion g. on the CGL form. The situation is that our insured is a…
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Options for Settling Fire Loss
Options for Settling Fire Loss November 11, 2013 I am handling a fire loss at a restaurant, which appears to be underinsured. The policy form is a CP…
Read Full ArticleDirect Primary Coverage under GKLL
Direct Primary Coverage under GKLL March 21, 2012 This is a garagekeepers coverage question. The insured has direct primary coverage. The insured changed…
Read Full ArticleBusiness Auto Symbol 1 and Long Term Lease
Business Auto Symbol 1 and Long Term Lease March 4, 2014 I recently wrote an account that has another entity, different named insured with separate…
Read Full ArticleBusiness Auto Coverage for Employee's Auto?
Business Auto Coverage for Employee's Auto? Our insured owns a van that was parked in a garage on our insured's business premises. An employee of our…
Read Full ArticleCrops Include Pumpkins under Property Form
Crops Include Pumpkins under Property Form We have an insured who had a large number of pumpkins bought from farmers to sell during a fall festival.…
Read Full ArticleTire Damage Due to Skidding
Tire Damage Due to Skidding Q We are asking about the issue of tires that are damaged as a result of an emergency stop. There was a subsequent rollover…
Read Full ArticleCPA Fees as Appraisal Expenses
CPA Fees as Appraisal Expenses March 2, 2015 The insured owns a commercial business that was damaged by a tornado. The carrier requested substantial…
Read Full ArticleSymbol 31 Coverage
Symbol 31 Coverage August 31, 2015 The question relates to physical damage coverage with Symbol 31 under the garage policy. I assume that once a car…
Read Full Article"Foundations" as Property Not Covered
"Foundations" as Property Not Covered Under "property not covered," the commercial property policy (CP 00 10 04 02) reads, "foundations of buildings,…
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