Defense Costs for an Indemnitee
Defense Costs for an Indemnitee August 22, 2016 How does the CGL form apply when it comes to extending defense cost coverage to indemnitees, that is,…
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Occurrence Defined in Crime Coverage
"Occurrence" Definition in Crime Coverage Q Our insured owns a pizza restaurant. The same individual broke into the premises and stole cash on many…
Read Full ArticleProperty in Transit Coverage on the BOP
Property in Transit Coverage on the BOP June 2, 2015 The insured was having a package shipped to them, and it was damaged in transit. The coverage extensions…
Read Full ArticleBOP Coverage for Gasoline in Underground Storage Tank
BOP Coverage for Gasoline in Underground Storage Tank July 13, 2010 The ISO Businessowners form describes business personal property as "in or on the…
Read Full ArticleTransfer of Rights of Recovery
Transfer of Rights of Recovery March 21, 2011 In the BAP, CA 00 01, under the Transfer of Rights of Recovery Against Others to Us clause, who is the…
Read Full ArticleWater Loss to Boiler
Water Loss to Boiler I have a businessowners policy covering a building I own. A pipe broke in the building, and the water from it destroyed an unused…
Read Full ArticleOrdinance or Law Coverage on a Commercial Policy
Ordinance or Law Coverageon a Commercial Policy Q We insure a church on a commercial property policy (CP 00 10 04 02). Endorsed to that policy is…
Read Full ArticleEmployers Liability Exclusion-How Does It Apply?
Employers Liability Exclusion - How Does It Apply? Q To capsulize the facts, a seven months' pregnant woman was struck by a patient while working…
Read Full ArticleAthletic Participants Exclusion and General Liability Coverage
Athletic Participants Exclusion and General Liability Coverage Our insured owns a hotel and wants to rent out the ballroom for a boxing match. I asked…
Read Full ArticleDepreciation for Two Separate Wind Damage Losses
Depreciation for Two Separate Wind Damage Losses May 28, 2013 Insured has first-party property coverage under CP 00 10 10 00 with broad form…
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