Vacancy Clause Discussed
Vacancy Clause Discussed October 8, 2012 Our insured has a policy insuring ten structures/buildings. Building 1 is insured for $9 million and is occupied…
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Newly Acquired Buildings Coverage and Tenants
Newly Acquired Buildings Coverage and Tenants March 31, 2016 Our client has a Businessowners policy and used to be the tenant in the building with option…
Read Full ArticleVendor Coverage for Distributor?
Vendor Coverage for Distributor? Our insured is a small motel. It distributes shampoo and other toiletries to its guests as complimentary gifts. Does…
Read Full ArticleStolen Credit Card Transaction Is Uninsurable Business Risk
Stolen Credit Card Transaction is Uninsurable Business Risk Our insured is a merchant with commercial crime coverage under CR 00 20 07 02, Commercial…
Read Full ArticleWater Damage Exclusion—Ice Damage
Water Damage Exclusion — Ice Damage Q We have a commercial property insured under the CP 00 10 04 02 policy with special causes of loss form…
Read Full ArticlePerformance Bond Guarantees Completion of Work
Performance Bond Guarantees Completion of Work Our client, a municipality, has contracted with a builder to construct a service center. At the time…
Read Full ArticleOdd Lot Doctrine
Odd Lot Doctrine Q An employee of one of our clients injured his back at work and applied for workers compensation benefits; the employee was awarded…
Read Full ArticleMobile Equipment Coverage under the Garage Form
Mobile Equipment Coverage under the Garage Form December 6, 2011 Would the garage policy extend coverage for a tow truck driver who is called to the…
Read Full ArticleZoning Changes won't allow Original Structure to be Rebuilt
Zoning Changes won’t allow Original Structure to be Rebuilt January 23, 2017 I have a situation where we insure an apartment building, but due…
Read Full ArticleYour Work Exclusion Inquiry
Your Work Exclusion Inquiry December 7, 2015 Our policyholder was hired to re-stain an existing wood fence. He power washed the fence with water only,…
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