Storms Over a Period of Time Not Considered One Occurrence
Storms Over a Period of Time Not Considered One Occurrence We have a question concerning the application of deductibles under a Builders Risk form..…
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Personal Property in Transit Coverage
Personal Property in Transit Coverage January 13, 2011 Our commercial property insured recently had a claim where a piece of ultrasound equipment was…
Read Full ArticleTowing Charge for Covered Autos
Towing Charge for Covered Autos Our insured has a business auto policy (BAP) with symbols 7, 8, and 9 for covered auto designations. He borrowed a trailer…
Read Full ArticleFaulty Work Exclusion under Garage Policy
Faulty Work Exclusion under Garage Policy Q Our insured, an auto repair shop, has an ISO garage coverage form CA 00 05 10 01. Recently a customer's…
Read Full ArticleCrime Form and Third Party Coverage
Crime Form and Third Party Coverage Does the employee fidelity bond (form A) provide coverage if the insured employee steals from a third party? Our…
Read Full ArticleBusiness Personal Property as Defined in BOP
Business Personal Property as Defined in BOP July 5, 2010 I have a client that has several mounted trophy animals in his office. They are trophies from…
Read Full ArticleWaiting Period Not the Same as a Deductible
Waiting Period Not the Same as a Deductible Our insured had a business income loss that resulted in a twenty-eight hour closure. The property deductibles…
Read Full ArticleFaulty Work and Digester Cover
Faulty Work and Digester Cover June 29, 2015 A local sewer authority that we insure experienced a large loss when the steel anchors for the cover of…
Read Full ArticleOccurrence as Defined under CGL Form
Occurrence as Defined under CGL Form Q My client is a property manager. A lead paint claim was paid under the client's policy in the amount of $375,000.…
Read Full ArticleD&O Coverage and Other Insurance Provisions
D&O Coverage and Other Insurance Provisions January 13, 2011 The client, a management company with its own professional liability coverage, is also…
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