Computer Virus as Vandalism
Computer Virus as Vandalism Q Computer equipment belonging to our commercial property insured was recently damaged by the "Monkey B Virus." The equipment…
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Valuable Papers and Records Coverage Away from Premises
Valuable Papers and RecordsCoverage Away from Premises Q We have an insured with coverage for valuable papers and records on a commercial inland marine…
Read Full ArticleFaulty Workmanship and Completed Operations
Faulty Workmanship and Completed Operations My question has to do with faulty workmanship. I know that the CGL form covers the risk of defective work…
Read Full ArticleDefinitions in CGL Form Affect Coverage
Definitions in CGL Form Affect Coverage Our insured is being sued along with the health insurance provider by a hospital because the health insurance…
Read Full ArticleCustomers' Flooring under the Building and Personal Property Coverage Form
Customers' Flooring under the Building and Personal Property Coverage Form May 30, 2016 We insure a flooring company that will store flooring in their…
Read Full ArticleValuation v. Insurance under Transit Coverage Form
Valuation v. Insurance under Transit Coverage Form Our insured owns a business and often has to ship packages. He has a transit coverage form that has…
Read Full ArticleReplacement Cost for Multiple Items
Replacement Cost for Multiple Items October 29, 2012 I need info on requirements for an insured to be paid holdback. Our insured has a contents claim…
Read Full ArticleUnloading of Vehicle is not Direct Physical Loss
Unloading of Vehicle is not Direct Physical Loss The insured has a Business Auto Policy with a tractor and a trailer listed on it. The tractor has symbol…
Read Full ArticleHit-and-Run Driver Responsible for Property Damage Claim
Hit-and-Run Driver Responsible for Property Damage Claim August 29, 2011 A hit-and- run driver hit a car, which in turn was pushed into a building.…
Read Full ArticleHail Blocking Gutters Not Exception to Commercial Property Limitation
Hail Blocking Gutters Not Exception to Commercial Property Limitation August 19, 2013 Our insured carries a CP 10 30, Causes of Loss – Special…
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