Covered Auto Designation Symbol Question

Covered Auto Designation Symbol Question If a business owner mistakenly deletes a vehicle during the policy year and later in the year has an accident…

Your Work Exclusion Application

Your Work Exclusion Application April 13, 2015 We have an insured contractor that was hired to build a retaining wall and landscape around the wall.…

Impaired Property Exclusion and Possible Future Losses

Impaired Property Exclusion and Possible Future Losses The insured's plastic buckles were incorporated into swimming suits manufactured by a customer.…

Builders Risk—Does Occupancy Equal Completion?

Builders Risk—Does Occupancy Equal Completion? Q Our insured had a completed value builders risk policy on a four-townhouse building under construction.…

Leasehold Interest Coverage

Leasehold Interest Coverage Q I have an insured who has a lease totally silent on both continuing rents and cancellation of the lease. The leasehold…

Market-specific ISO Forms

Carpet Cleaning Damage Covered?

Carpet Cleaning Damage Covered? Our insured was hired to clean carpeting. While moving the furniture back into place, the bed snagged the carpeting…

Certificates of Insurance and Conflicting Policy Language

Certificates of Insurance and Conflicting Policy Language Q We have a question about certificates of insurance. Our insured was named as an additional…

Damage to Property Stored away from the Premises Not a Separate Loss

Damage to Property Stored away from the Premises Not a Separate Loss Under CP 00 10 the policy provides coverage for all direct loss to property moved…

Fixture Includes Lawn Tent?

Fixture Includes Lawn Tent? Q Our insured is a country club with a tent that is used for outdoor events, such as receptions, dances, etc. It has a…