Dram Shop Actions Not Covered Under CGL Policy
Does the liquor liability exclusion in a CGL policy apply to negligence lawsuits filed against a bar that allegedly served someone too much alcohol?
Read Full ArticleShowing Results For 'Channel: Commercial General Liability'
Biometric Privacy Violations Derail BNSF
In October 2022, an Illinois jury handed down a first-of-its-kind verdict holding BNSF Railway Company liable for no fewer than 45,600 reckless or intentional violations of Illinois' Biometric Information Privacy Act (BIPA).
Read Full ArticleCGL Policy Paints Over Coverage for Lead Paint Abatement Fund
A lead paint manufacturer put more than $100 million into a lead paint abatement fund. Does it trigger CGL coverage?
Read Full ArticleMassachusetts Appellate Court Reinstates Breach, Unfair Practices Claims Against Zurich
A judicial panel ruled that JMA, a general contractor, adequately pleaded the breach of contract claim based on Zurich's nonpayment of JMA's defense costs and reinstated JMA's claims for reach of contract and unfair or deceptive practices.
Read Full ArticleLegal Expenses Not 'Damages' Within Meaning of Excess Policy
Are a party's legal expenses, such as attorney's fees, considered "damages" subject to coverage under an excess liability policy?
Read Full ArticleQuest Pharmaceuticals Not Owed Indemnity, Defense by Insurers
The debate before the Sixth Circuit rested on a single difference in opinion: were the damages sought in the opioid suits against Quest "because of bodily injury" under the policies from Motorists and Westfield?
Read Full ArticleManufacturing Sector Hardest Hit by Ransomware Incidents
This week's discussion looks at cyber crime and the Dragos report which shows an almost 50% increase in ransomware incidents from 2022 affecting the industrial sector.
Read Full ArticleSpecific Injury Must be Expected or Intended or it is Not Excluded
This case deals with expected or intended injuries when an engineer was texting while conducting the train.
Read Full ArticleInsurer's Failure to Fulfill Statutory Duty Not Subject to Private Action by Third Parties
If an insurer is supposed to tell the Department of Revenue when a policyholder's liquor liability coverage lapses, does the failure to fulfill that duty create a private right of action for third-party claimants?
Read Full ArticleFilm Production Insurance
Following the shooting in the film production of "Rust", we examine what insurance coverage exists for film productions and how it applies.
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