Insurer for Shared-Risk Group Not Required to Pay Limits for Each Group Member
The court examined whether the policy limit for a group insurer applied per loss or in the aggregate.
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Erroneous Instructions Don't Supersede Intentional Actions
Even though a company contractor painted over the posters based on incorrect instructions, he still acted intentionally in doing so.
Read Full ArticleLack of Vicarious Liability Precludes Additional Insured Endorsement
Coverage for subcontractors under an additional insured endorsement comes into question when the subcontractor's employee is injured in an accident.
Read Full ArticleThird Circuit Finds Use of School Bus Incidental to Plaintiff's Injuries
TW: sexual assault. An insurer claimed it did not have to cover an insured bus company because there was only an incidental connection between the victim's injuries and the bus's use as a vehicle.
Read Full ArticleNo Coverage Owed Based On Claims Against Third-Party Security Guard
The owner of a nightclub claimed coverage was owed for an underlying personal injury action because it made claims against both the nightclub owner and the third-party security guard hired by the nightclub.
Read Full ArticleEight Corners Strip Coverage From Case
Three strip clubs sought coverage for a state-court judgment from Princeton Excess and Surplus Lines Insurance Company.
Read Full ArticleInsurer Must Pay Primary Coverage for Insured's Independent Liability
An insurer who provided both primary and excess coverage to an insured refused to pay primary coverage for an insured who was also covered by an underlying policy.
Read Full Article'Inconvenience and Administrative' Costs Ruled Non-Compensable
A trucking company argued that part of the damages the court had ordered the company to pay were not compensable.
Read Full ArticleNo Additional Insured Coverage Owed in Absence of Vicarious Liability
A commercial property owner unsuccessfully argued it was entitled to a defense as an additional insured on a CGL policy issued to a plumbing company hired to install a trash pump on the commercial property.
Read Full ArticleNo Defense Owed Based on Professional Services Exclusion
An E&O insurer obligated to defend an insured sought to recover some of the defense costs from the carrier that issued the insured's CGL policy.
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