The Triple-I recently stepped up its public-education campaign around legal system abuse and its impact on consumer prices nationwide.
The Insurance Information Institute (Triple-I) defines "legal system abuse" as the exploitation of the civil justice system in ways that increase costs and undermine fairness — often by expanding liability beyond legislative intent or encouraging excessive litigation. Tort reform, or state-level laws regulating litigation, is becoming a more pronounced strategy for battling legal system abuse.
"This isn't just about prices rising in the economy; it's about the cost of our legal system escalating beyond sustainable levels," Triple-I CEO Sean Kevelighan said in a recent interview with the grassroots news site MyChesCo.com. "Recognizing and addressing legal system abuse is essential to managing costs and protecting consumers."
Kevelighan will be keynote speaker at the 2026 Complex Claims & Litigation Forum, happening March 9-11 in Las Vegas. Follow this link to learn more about the event, register and make plans to attend.
As part of its ongoing campaign to spotlight legal system abuse, its impact on insurance and affordability in general, the Triple-I pointed to notorious Judicial Hellholes® in the U.S., or places known for plaintiff-friendly laws and high jury awards. These places have become so well known to trail attorneys that they've spawned a trend known as "litigation tourism" or "forum shopping," a practice in which plaintiffs file lawsuits in a jurisdiction that has little or no connection to the underlying dispute, because that court is perceived to be more favorable to their case.
These also tend to be locations where trial attorneys spend loads of cash on billboard and television advertising.
The slideshow above highlights top Judicial Hellholes® in the U.S. in 2026, as cataloged by the American Tort Reform Foundation.
(Lead image credit: DesignNFMR via Adobe Stock)
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