Some insurance pros and financial advisors are constantly mingling with wealthy people: Clients, prospects, friends, relatives and acquaintances.

Perhaps these high-net-worth individuals are fellow members at a church, country club or community group; or maybe you bump up against them at a charity event.

While having money may lubricate some situations, it also can be intimidating. For those situations, the slideshow above provides some expressions to absolutely avoid when chatting with affluent people.

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