Tornado over landscape.
Missouri insurers can now leverage advanced AI tools to assess and mitigate risks posed by severe convective storms.
ZestyAI, a leading provider of AI-powered climate and property risk analytics solutions, has received regulatory approval from the Missouri Department of Insurance for its severe convective storm models.
According to ZestyAI, the models provide property-specific risk assessments that empower insurers to predict and address the impacts of extreme weather with precision. By analyzing climatology, geography and building characteristics, ZestyAI says the models help insurers identify high-risk properties, allocate resources effectively and encourage proactive risk-reduction measures among policyholders.
“Missouri’s exposure to tornadoes, hail and damaging winds makes advanced risk assessment tools essential,” said Bryan Rehor, director of regulatory affairs at ZestyAI.
“By streamlining the regulatory process, we enable insurers to focus on protecting policyholders while reducing losses,” he added. “This approval empowers our carrier partners to address Missouri’s severe weather challenges with precision and confidence.”
Since 1980, Missouri has experienced 82 weather events causing over $1 billion in damages. After a hailstorm in March 2024, State Farm reported approximately 6,900 claims to mark an increase of 245% compared to just over 2,000 hail claims in 2023.
To date, ZestyAI’s severe convective storm suite has also received regulatory approvals in Texas, Colorado, Illinois, Indiana and Iowa.
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