The insured damaged a diving wall at its leased property. (Photo: Shutterstock)
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Editor's Note: In this week's question, a subscriber asks for clarification on how CGL coverage applies to a dividing wall shared by their insured and a neighboring premise.
Question: My insured is a bouncy house rental company in Texas. Over time, they damaged a demising wall that separates their leased premises from the adjacent space. It's a single wall that is used by both spaces.
Under their commercial general liability policy, exclusion J. "Property you own, rent or occupy," there would be no coverage for the repair to the wall in the insured's leased space. However, is there coverage for the wall on the side of the adjacent space?
— Texas Subscriber
Answer: To learn the answer to this week's coverage Q&A, please log into your FC&S Expert Coverage Interpretation account.
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