Filed Under:Claims, Catastrophe & Restoration

Top 10 costliest hurricanes in the U.S.

Before Hurricanes Harvey and Irma's total damages can be calculated, here's a look at the damage of past hurricanes.

A woman with her two children walk past debris left by Hurricane Irma. (Photo: Associated Press/Ricardo Arduengo)
A woman with her two children walk past debris left by Hurricane Irma. (Photo: Associated Press/Ricardo Arduengo)

States across the U.S. have been battered by extreme weather.

As Texas begins to rebound from Hurricane Harvey and as Hurricane Irma retreats from Florida, there can be little doubt to how our weather is causing costly property damage. 

Related: Deadly Irma nears Florida as insurers face `nightmare' scenario

Certain forecasters believe Irma may produce more damage and insured losses than Harvey. Whatever the result may be, the insurance industry is certain to feel the effects.

The U.S. has a strong history dealing with extreme weather. Certain states have garnered reputations for events such as earthquakes or wildfires. But as Hurricanes Harvey and Irma have shown, extreme weather is moving into unprecedented territories and producing catastrophic results. 

The estimated insured loss from the following hurricanes only account for property coverage and excludes flood damage covered by the National Flood Insurance Program.

Related: Hurricane Irma insured losses may be higher than Hurricane Harvey, says S&P

Courtesy of the Insurance Information Institute, here are 10 costliest hurricanes to hit the U.S.:

Hurricane Frances

After Hurricane Frances brought heavy rain and flood, a mud slide pours onto Interstate 40 in North Carolina. (Photo: Associated Press/Chuck Burton)

10. Hurricane Frances


Date: 
Sept. 3-9, 2004.

Location(s): Florida, Georgia, North Caroline, New York, South Carolina.

Dollars when occurred (in millions): $4,595.

In 2015 dollars (in millions): $5,660.

Related: Congress sends hurricane aid, debt ceiling package to Trump

Hurricane Rita

Holly Beach in Louisiana is completely destroyed after Hurricane Rita hit the resort town. (Photo: Associated Press/Nati Harnik)

9. Hurricane Rita


Date: 
Sept. 20-26, 2005.

Location(s): Alabama, Arkansas, Florida, Louisiana, Mississippi, Tennessee, Texas.

Dollars when occurred (in millions): $5,627.

In 2015 dollars (in millions): $6,715.

Related: 10 Texas hurricanes in the 20th century

Hurricane Hugo

Parts of buildings clutter the streets of Charleston, South Carolina, after Hurricane Hugo flew through the city. (Photo: Associated Press/Lou Krasky)

8. Hurricane Hugo

 

Date: Sept. 17,22, 1989.

Location(s): Georgia, North Carolina, Puerto Rico, South Caroline, U.S. Virgin Islands, Virginia.

Dollars when occurred (in millions): $4,195.

In 2015 dollars (in millions): $7,152.

Related: Cat modelers' estimates vary widely on Harvey damage

Hurricane Ivan

Residents walk through Perdido Keys, Florida, to find homes destroyed following Hurricane Ivan. (Photo: Associated Press/Eric Gay)

7. Hurricane Ivan


Date: 
Sept. 15-21, 2004.

Location(s): Alabama, Delaware, Florida, Georgia, Louisiana, Maryland, Mississippi, North Carolina, New Jersey, New York, Ohio, Pennslyvania, Tennessee, Virginia, West Virginia.

Dollars when occurred (in millions): $4,195.

In 2015 dollars (in millions): $7,152.

Related: Keep older adults safe in natural disasters with these 7 tips

Hurricane Charley

Homes in Arcadia, Florida, are still abandoned or requiring repairs in 2008, pictured above, four years after Hurricane Charley arrived. (Photo: Associated Press/Chris O'Meara)

6. Hurricane Charley


Date: 
Aug. 13-14, 2004.

Location(s): Florida, North Carolina, South Carolina.

Dollars when occurred (in millions): $7,475.

In 2015 dollars (in millions): $9,207.

Related: Auto damage after a hurricane: comp or collision?

Hurricane Wilma

A motorist drives past a ravaged street in Hialeah, Florida. (Photo: Associated Press/Alan Diaz)

5. Hurricane Wilma


Date: 
Oct. 24, 2005.

Location(s): Florida.

Dollars when occurred (in millions): $10,300.

In 2015 dollars (in millions): $12,292.

Related: PIA's National director in Texas: Harvey 'didn't discriminate' when wreaking havoc

Hurricane Ike

A pile of debris is piled on the seawall road after Hurricane Ike hit the Texas coast in Galveston. (Photo: Associated Press/Matt Slocum)

4. Hurricane Ike


Date: 
Sept. 12-14, 2008.

Location(s): Arkansas, Illinios, Indiana, Kentucky, Louisiana, Missouri, Ohio, Pennsylvania, Texas.

Dollars when occurred (in millions): $12,500.

In 2015 dollars (in millions): $13,826.

Related: Hurricane preparation step-by-step: What to do as a storm approaches

Hurricane Sandy

Beachfront homes in Staten Island are ravaged following Hurricane Sandy's arrival. (Photo: Associated Press/John Minchillo)

3. Hurricane Sandy


Date: 
Oct. 28-31, 2012.

Location(s): Connecticut, Washington D.C., Delaware, Maine, Maryland, Maine, North Carolina, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Virginia, Vermont, West Virginia.

Dollars when occurred (in millions): $18,750.

In 2015 dollars (in millions): $19,563.

Related: Harvey: A Teaching Moment

Hurricane Andrew

Two decades after Hurricane Andrew's arrival, a park in Homestead, Florida, was never rebuilt. (Photo: Associated Press/J Pat Carter)

2. Hurricane Andrew


Date: 
Aug. 24-26, 1992.

Location(s): Florida, Louisiana.

Dollars when occurred (in millions): $15,500.

In 2015 dollars (in millions): $24,111.

Related: Identifying water-damaged HVAC systems after a hurricane

Hurricane Katrina

10 years later, attendees remember Hurricane Katrina's impact along the Mississippi Gulf Coast. (Photo: Associated Press/Rogelio V. Solis)

1. Hurricane Katrina


Date: 
Aug. 25-30, 2005.

Location(s): Alabam, Florida, Georgia, Louisiana, Mississippi, Tennessee.

Dollars when occurred (in millions): $41,100.

In 2015 dollars (in millions): $49,047.

Related: As Irma looms, this small insurer has an outsized bet on Florida

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