As the ball came down at midnight on New Year's Eve, it brought the promise of a new year in which to pursue our dreams.

Walt Disney said, "All of our dreams can come true; if we have the courage to pursue them."

According to experts, the most popular New Year's resolutions of losing weight, finding a mate, or being a better person last an average of three weeks. But rather than focusing on personal resolutions, how about making resolutions you can stick to because they will have a financial impact on your bottom line?

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