Something is missing from the current discussion around telematics.

Usage-based insurance (UBI) gets a lot of well-deserved attention, discussions around how telematics can be used in claims is growing, and the connected car vs. mobile vs. onboard diagnostics (OBD) as the dominate/preferred data collection method is being debated.

But, how is any of this actually going to work? Let us wax nostalgic.

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