Many drivers think that a being caught on a moving violation like tailgating, failing to yield the right of way or driving 15 mph over the speed limit is no big deal, but the reality is it could cost you quite a lot when it comes to your auto insurance premiums.
This is the third year in a row that insuranceQuotes has released it Moving Violations report, conducted by Quadrant Information Services. The study looks at how moving violations can impact insurance rates and what they found might surprise some drivers.
Premium increases vary greatly depending on the type of violation and the state in which it occurs. For example, being caught for reckless driving in Hawaii could increase insurance rates for the driver up to 291%, while the same offense in Louisiana will only increase premiums by 29%. Even minor violations can be costly for policyholders. Following too closely or failing to signal can increase rates by 19% for some drivers.
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