On average, the NOAA's National Weather Service receives approximately 10,000 to 12,000 hail reports a year. In 2010, the service stopped reporting hail smaller than 1 inch in diameter because little damage is usually associated with hail of this size. According to The Hail Reporter, within the contiguous 48 states, most states have an average of 120 reports a year involving hail greater than 1 inch in size.
Where the hail falls matters more than the actual size, since 1-inch hail in a metropolitan area like Chicago or New York will do far more damage than larger sized hail that falls in a more uninhabited area like Montana. The National Insurance Crime Bureau (NICB) found that Texas led the country in hail claims from 2010-2012 with 320,823. Rounding out the top 10 states with hail claims during that period were Missouri, Kansas, Colorado, Oklahoma, Illinois, Tennessee, Indiana, Arizona and Kentucky, with a total of almost 1.3 million claims.
Texas also led the nation in the number of questionable claims for hail from 2010 through 2012 with a total of 1,053 claims or 28% of the U.S. claims. Texas, Illinois, Colorado, Arizona, Oklahoma, Missouri, Georgia, Minnesota, Louisiana and South Carolina, comprised 76% of the questionable claims during this period with 2,915. Referral reasons identified for the questionable claims included hail damage, vendor fraud, catastrophes (hurricane, tornado, wind, fire), prior loss or damage, and inflated damage figures.
Recommended For You
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© Touchpoint Markets, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more inforrmation visit Asset & Logo Licensing.