Fair Game? Legal Exposures Alter the Playing Field for Youth Sports

For years, sports camps and athletic organizations have been targets of personal injury lawsuits–and insurance companies are right in the middle of it. Such suits are arguably inevitable due to the inherent risk of injury–sometimes serious injury–from the activities that occur while playing sports; when camps and athletic organizations allow sports that involve bodily contact, running, diving, jumping or sliding, they risk exposure to legal action. 

Insuring camps and athletic organizations has proven to be profitable, but a trend of growing exposure exists for certain sports, including baseball, football, soccer and gymnastics. This trend has insurers on alert, especially with more children engaging in athletics at a much younger age.