Filed Under:Agent Broker, Personal Insurance Business

Top 10 States with the Worst Drivers

Just in time for holiday travel, find out if your state is the worst

When you’re getting cut off in traffic or stuck behind a dawdler, you may be convinced you’re surrounded with the country’s worst drivers. But are you?

CarInsuranceComparison.com, an auto insurance comparison website, recently compiled data from the National Highway Traffic Safety Administration, the National Motorists Association and Mothers Against Drunk Drivers to rank all 50 states and the District of Columbia by those with the worst drivers.

There are five categories for each score, including:

  • Fatalities rate per 100 million vehicle miles traveled
  • Failure to obey (traffic signals, seat belts)
  • Drunk driving
  • Tickets
  • Careless driving

CarInsuranceComparison.com translated this information into a single score. The higher the score, the worse the state’s drivers. For example, the state with the most careless driving, Florida, got a 51 on the scale (District of Columbia is included in the rankings). The higher the score in each category, the worse the drivers, and the higher your state’s car insurance rates could be.

Although it’s not scientific, the study generates lots of controversy, said Jeffrey Crews, vice president of CarInsuranceComparison.com. "There are several reasons for that," he said. "One, it's the holiday season. People are traveling, and that comes into play. Plus, this is something that always comes up. Somebody is always saying, 'This is a horrible state to drive in.' And they can take this and say 'I told you so.'”

Read on to see which states made the Top 10.

Read the complete study HERE.

10. North Dakota

Best Ranking Factor: Tickets (6th place)

Worst Ranking Factor: Drunk Driving (50th place)

9. Montana

Best Ranking Factor: Tickets (2nd)

Worst Ranking Factor: Fatalities Rate & Drunk Driving: (51st, the worst possible rank)

8/7. Missouri and North Carolina (tie)

Missouri: Best Ranking Factor: Careless Driving (25th)

Worst Ranking Factor: Failure to Obey (48th)

North Carolina: Best Ranking Factor: Drunk Driving (31st)

Worst Ranking Factor: Careless Driving (44th)

6. Florida

Best Ranking Factor: Drunk Driving (18th)

Worst Ranking Factor: Careless Driving (51st)

5. Alabama

Best Ranking Factor: Drunk Driving (26th)

Worst Ranking Factor: Tickets (49th)

4. Texas

Best Ranking Factor: Failure to Obey (33rd)

Worst Ranking Factor: Drunk Driving (47th)

3. Mississippi

Best Ranking Factor: Drunk Driving (30th)

Worst Ranking Factor: Fatalities Rate (47th)

2.  South Carolina

Best Ranking Factor: Failure to Obey (29th)

Worst Ranking Factor: Careless Driving (50th)

1. Louisiana

Best Ranking Factor: Drunk Driving (38th)

Worst Ranking Factor: Careless Driving (48th)

Louisiana drivers earned the No. 1 spot primarily for failure to obey, speeding tickets and careless driving, the report found. Louisiana earned the No. 1 spot in last year’s rankings as well.

Top Story

Trick or Treat? 5 Halloween hijinks that are covered by insurance

Which common Halloween pranks are protected?

Top Story

The 4 most common business fraud schemes

Sometimes the hardest crimes to see are the ones perpetrated by people we trust.

More Resources

Comments

eNewsletter Sign Up

Personal Lines Pro eNewsletter

Critical insights into the personal auto, homeowners, and other consumer insurance markets to help P&C professionals stay informed – FREE! Sign Up Now!

Mobile Phone
         
Close

Advertisement. Closing in 15 seconds.