Kansas, Ohio Could Allow Electronic Proof of Insurance

More states are considering modernizing law to keep pace with modern technology, specifically smartphones. Ohio and Kansas are the latest in a line of state legislatures considering letting drivers use their cell phones to show proof of insurance, Property Casualty Insurers Association of America (PCIAA) reports.

“Electronic proof of coverage is one of the hottest insurance-related legislative trends for 2013,” PCIAA says

Currently 22 states are considering electronic proof of coverage bills or proposals during the 2013 legislative sessions, including: Arkansas, Colorado, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Maine, Michigan, Missouri, Mississippi, Ohio, Oregon, Rhode Island, South Carolina, Texas, Utah, Washington, Wyoming and Wisconsin. Wyoming’s measure, SF 87, has already cleared the Wyoming State Senate.  

In 2012, five states made the change to e-Card, including: Arizona, California, Idaho, Louisiana and Minnesota. Alabama approved regulations allowing electronically displayed proof of insurance at both registration and during traffic stops. Colorado has already instated a regulation allowing electronic proof of coverage when vehicles are registered, and it will consider legislation to expand it to traffic stops this year.

In addition to potentially mitigating legal hassles, allowing electronic proof of insurance may bolster customer satisfaction.

“No longer will motorists be ticketed and have to take time off of work to go to court for driving without insurance just because they couldn’t find a current ID card in their car,” says Alex Hageli, PCI director, personal lines policy. This is such a commonsense switch that will save everybody time and effort.”

 

Comments

Resource Center

View All »

Increase Sales Conversion with this Complimentary White Paper

This whitepaper will share proven techniques - used by many of the industry's top producers...

D&O Policy Definitions: Don't Overlook These Critical Terms

Unlike other forms of insurance where standard policy language prevails, with D&O policies, even seemingly...

Environmental Risk: Lessons Learned from Willy Wonka and the Chocolate...

Whether it’s a chocolate factory or an industrial wastewater treatment facility, cleanup and impacts to...

More Data, Earlier: The Value of Incorporating Data and Analytics...

Incorporating more data earlier in claims lifecycles can help you reduce severity payments by 25%*...

How Many Of Your Clients Are At Risk Of Flood?

Every home is vulnerable to flooding. Learn four compelling reasons why discussing flood insurance with...

Gauging your Business Intelligence Analytics Capabilities and the Impact of...

Big Data, Data Lakes and Data Swamps, How to gauge your company's Big Data readiness....

Extending Contact Center Capabilities Across the Insurance Enterprise

Today advancements in technology are making a big impact on business and society. To yield...

Drug and Alcohol Testing Requirements

In this two-part series, NBIS Risk Management team will break down the requirements to assist...

Why Cyber Liability is Essential for Human Service Organizations

For traditional low-tech operations, information is often compromised in ways that don't involve technology. Access...

A Solution for Large Commercial Habitational Accounts

6 Reasons to place your LARGE Habitational Accounts with Dauntless.

PropertyCasualty360 Daily eNews

Get P&C insurance news to stay ahead of the competition in one concise format - FREE. Sign Up Now!

Advertisement. Closing in 15 seconds.