Filed Under:Markets, E&S/Specialty

Opportunity Brewing

Growing in size and profits—and requiring specialized coverage for a barrelful of exposures­—the craft brewery industry offers producers lots of business to tap into.

Peter Whalen, owner of the Whalen Insurance agency in Northampton, Mass., made up his mind back in the early 1980s that he wanted to differentiate himself from competitors in his area. 

At craft breweries, workers operate in close proximity to high-pressurized containers, sometimes filled with high-temperature liquids. Many craft breweries have tasting rooms for tour parties, which increases Liquor Liability exposure through the dispensing of alcohol to visitors.

Other craft breweries also have restaurants on the premises, and so must consider the typical litany of exposures for a business that serves food. 

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