From the March 2012 issue of Claims Magazine •Subscribe!

‘Dragon Tattoo’ Named Year’s Riskiest Film to Insure

International filming locations, motorcycle riding by its Oscar-nominated actress, and physical scenes made “The Girl with the Dragon Tattoo” the riskiest film for Fireman’s Fund to insure in 2011. The movie dons the riskiest-film title even after some of the stunts needed to be toned down or scrapped because of insurance concerns.

“There was a lot of riding,” says Wendy Diaz, entertainment underwriting director at Fireman’s Fund. “We knew that early on, and the actress was not a rider.”

Rooney Mara, nominated for an Oscar in the lead actress category, was not an experienced motorcycle rider before filming. According to interviews with the movie’s director, Mara trained for months on a motorcycle but that wasn’t enough to keep some risky scenes—included in the best-selling book from which the film is based—in the film.

Diaz says any decisions to adjust or throw out stunt plans are made mutually. The insurer of Hollywood movies for the last 85 years does not tell movie-makers they can’t do anything, but it does lay out the consequences.

“There is a lot of money to lose,” Diaz says. “This is a trilogy. You don’t want to stand in the way of artistic vision, but everyone has to be comfortable with what is going on.”

The movie was also shot in Sweden and Switzerland, creating another realm of risk for equipment, set, and cast transportation, as well as the risk of illness in a foreign location.

When a cast member is unable to work, then that can cause production delays, which can add up to millions of dollars. That is where an experienced insurer comes in handy.

“Fireman’s Fund, [for example], insures 80 percent of U.S. films, and its credibility as experienced underwriters is respected in the industry,” says Diaz.

“The insurer visits sets each month to stay up-to-date and maintain its relationships, she adds. “They know we are working with the best interest of the client in mind.”

Other popular films of 2011 insured by Fireman’s Fund include:

  • J.Edgar
  • The Rum Diary
  • Tower Heist
  • Extremely Loud and Incredibly Close
  • Sherlock Holmes: A Game of Shadows
  • Hugo
  • The Artist
  • The Twilight Saga: Breaking Dawn Part 1

Last year’s riskiest movie title went to “Salt,” starring Angelina Jolie. The distinction in past years has gone to “The Wrestler,” “Into the Wild,” “Crazy Heart,” and “Inglorious Basterds.”

Page 1 of 2

Resource Center

View All »

Get $100 in leads with $0 down!

NetQuote's detailed, real-time leads have boosted sales for thousands of successful local agents across the...

Increase Sales Conversion with this Complimentary White Paper

This whitepaper will share proven techniques - used by many of the industry's top producers...

D&O Policy Definitions: Don't Overlook These Critical Terms

Unlike other forms of insurance where standard policy language prevails, with D&O policies, even seemingly...

Environmental Risk: Lessons Learned from Willy Wonka and the Chocolate...

Whether it’s a chocolate factory or an industrial wastewater treatment facility, cleanup and impacts to...

More Data, Earlier: The Value of Incorporating Data and Analytics...

Incorporating more data earlier in claims lifecycles can help you reduce severity payments by 25%*...

How Many Of Your Clients Are At Risk Of Flood?

Every home is vulnerable to flooding. Learn four compelling reasons why discussing flood insurance with...

Gauging your Business Intelligence Analytics Capabilities and the Impact of...

Big Data, Data Lakes and Data Swamps, How to gauge your company's Big Data readiness....

Extending Contact Center Capabilities Across the Insurance Enterprise

Today advancements in technology are making a big impact on business and society. To yield...

Drug and Alcohol Testing Requirements

In this two-part series, NBIS Risk Management team will break down the requirements to assist...

Why Cyber Liability is Essential for Human Service Organizations

For traditional low-tech operations, information is often compromised in ways that don't involve technology. Access...

Looking for Markets?

Search Kirschner’s Insurance Directory to help service your hard to place risks.

497 Risk Categories | 70,000 P&C Insurance Markets

Specialty Markets Insight eNewsletter

Receive updates and analyses on hard to place and challenging coverages. Sign Up Now!

Advertisement. Closing in 15 seconds.