Filed Under:Agent Broker, Agency Management

R&O Editorial: Educated Guesses and the Magic 8-Ball

Welcome to our annual Review & Outlook issue, which gives us a chance to look at the events of the past year and try and prognosticate on what lies ahead in 2012, based on feedback from agents and brokers, insurers, wholesalers, associations, consultants and young insurance professionals.

Of course, prognostication has its drawbacks. Based on last year’s input, we anticipated a slow and steady economic recovery, the end of the soft property-casualty insurance market, and better times ahead. Instead, we got a deluge of unprecedented natural disasters, more political gridlock, the near collapse of the European economic market, and yet another year of a soft pricing market.

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