Rating engine site AutoInsurance.com has launchednew features on the site that enable shoppers to get more accurateauto insurance premiumestimates.

The Web site has introduced a number of new fields to thequote-comparison form, allowing for shoppers to provide moredetailed information and for the rating engine to produce moreprecise quotes from dozens of carriers.

“Our steady testing and optimization continually improve theaccuracy of our public auto insurance rater,” said Cesar Diaz,founder of the site. “We’re finding the right balance that allowsus to maintain a short questionnaire while still capturing enoughdata to provide accurate rates.”

Since coverage providers will ask for information beyond whetheror not an accident or infraction occurred, so too doesAutoInsurance.com. Consumers visiting the site will find that theycan now input comprehensive details about these types ofincidents.

If a driver has received a ticket, he or she is now able toprovide information about the type of infraction and when it wascommitted.

If a driver has been involved in an accident, he or she can nowinput the accident type, who was at fault, how much it cost, whatwas damaged, and when it occurred.

Because many insurance companies will often opt to charge higherrates only if an incident reached a certain monetary threshold orif it happened in a specified time frame, the inclusion of thesedetails could improve the quality of a quote.

In addition, the rating engine now allows consumers to enterinformation for all motorists and vehicles that will be coveredunder a policy—not just the primary ones.