As any motor carrier knows, America runs on trucks. Motor carriers play a vital role in keeping our factories and offices supplied and our store shelves stocked. But these motor carriers also are aware of the intrinsic risks associated with constantly being on the road. Both employees and independently contracted drivers know that at any time they could be involved in a catastrophic accident. Luckily, the employee driver is protected under the motor carrier's workers' compensation policy. But what about the independently contracted driver?
Prudent motor carriers should protect themselves and also independent owner-operator drivers by offering them comprehensive occupational accident insurance coverage.