Coverage is available on both a single and multi-state basis in all states except Ohio, North Dakota and Washington. The protection includes employers' liability as well as free access to an on-line risk management program. USL&H is acceptable under the terms of the policy.
The minimum premium is $75,000 with guaranteed cost, large deductible and retrospective rating plans available.
Submission requirements for the new program include:
? Commercial Insurance & Workers' Compensation ACORD application
? Complete Supplemental questionnaire
? Five years' currently valued loss runs where available
? The current experience rating worksheet
? Detailed explanation of all claims over $25,000
? Brochures or promotional information on the insured
? Information pertaining to existing safety programs.
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