Conflicting court decisions relating to the scope of the coverage grant under additional insured endorsements are further clouding an already complex landscape of liability insurance coverage for the construction industry.
Vast differences in the wording of additional insured endorsements are among several factors that have contributed to inconsistent application of this critical coverage over the years.
More recently, a 2008 coverage ruling by a Washington appeals court holding that certain language within an additional insured endorsement did not provide for products/completed operations coverage--a finding directly opposed to a ruling by another court in the same state two years earlier--has added new headaches.
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