In the wake of her recent drug bust, can a future movieproduction secure insurance with Lindsay Lohan in the cast?Probably yes, judging by the experience of one broker familiar withthe filmmaking trade.

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No matter how shaky the client, “I've never been shut downcompletely by the marketplace,” said Brian Kingman, managingdirector Aon/Albert G. Ruben in Los Angeles.

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Mr. Kingman has been in the business of securing movie coveragesince the 1980s, sometimes for reputation-challenged actors.

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Among one of his more difficult placements was coverage for aproduction involving actor Robert Downey Jr., whose backgroundincluded problems with drug abuse.

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In that case, Mr. Kingman said, “we modified the cast insuranceto cover the peril of incarceration.”

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When it comes to securing insurance, he noted, “If there'senough time, we've got the talent [and] anything isinsurable–almost anything.”

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In the case of a problem thespian, Mr. Kingman said that whenthere is a high level of cooperation from the actor and thefilmmakers and a broker like himself, “we'll figure out a way to doit so everybody wins.”

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Among some of the tactics employed to keep errant film actors inline, he noted, are agreements to defer salaries until there iscompletion of a movie and having someone assigned to keep the staron the straight and narrow.

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“They call them minders,” he explained, referring to a personwho is by the actor's side 24 hours a day to “assist and supportthe particular artist from indulging.”

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Minders, he said, are support people, like Alcoholics Anonymoussponsors, who can “talk them off a cliff” before they engage ininappropriate behavior.

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Ms. Lohan was arrested Tuesday in Santa Monica, Calif., and hitwith felony drug and misdemeanor driving charges. Speaking withNBC's “Access Hollywood,” she said she was innocent.

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Ms. Lohan's latest difficulty has caused her to cancelappearances to promote her latest film, “I Know Who Killed Me.”

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Mr. Kingman said that insurance to cover promotion activity fora film is one area that is “not normal or customary.”

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Ms. Lohan is scheduled to begin shooting a new film this summerfor Bowline Entertainment.

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“The producers have compassion and kindness for her, so for nowshe's insured and still with the movie,” commented a consultant forthe production company, according to The New York Times.

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For a broker, finding coverage for difficult situations in thefilm business is part of the job and can range from gettinginsurance to cover risks involved in shooting stunts in difficultmountainous terrain to a giant “Waterworld” set built out in theocean.

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“My job is to advocate for the filmmaker and the artist to getthe cover they need,” Mr. Kingman said.

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